Quarterly Newsletter

2014 Q4 Newsletter
December 31, 2014

We entered 2014 with an investing environment more stable than any period since the financial crisis of 2008. Markets remained orderly as expected until the price of oil price began an accelerated decline on October 1, 2014. As of December 31, 2014 the price for oil had declined roughly 50% from its mid-year peak.

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