What account types does LDIC manage? What is the minimum size for an account with LDIC Inc.? Find the answers to these questions and more here!

A Registered Retirement Savings Plan is a tax-deferred investment account to assist Canadian’s in preparing for retirement.  An RRSP may be set up in an individual’s name…

The Tax Free Savings Account (TFSA) is a great investment vehicle to assist you in saving for your short or long-term financial goals. 

An RESP account is a great way to accumulate and grow assets intended to fund secondary education.  Anyone can open an RESP, be it a parent, grandparent, relative or friend.  RESP’s can be opened under a family plan, for siblings, or as a single plan for one beneficiary.  While opening an RESP for a child is most common, you can also open an RESP and name yourself or another adult as a beneficiary, if further education is intended.

An in-trust-for (ITF) account is a convenient way for parents and grandparents to invest for their children or grandchildren’s futures.  They can also be useful in settling inheritances, as minors are not permitted to directly accept a gift set out in a will, and setting up a formal Trust can be costly.

A registered disability savings plan (RDSP) is a savings plan intended to help parents and others save for the long term financial security of a person who is eligible for the disability tax credit. An RSDP account allows the account holder to grow assets tax free and capture additional government grants.

As a discretionary account manager, LDIC charges a management fee on a quarterly basis.  When you open your account you may elect to be on a flat fee or performance fee schedule. Find out more here.

The Canadian Securities Administrators, who govern our registration, require that we deliver to each of our clients a disclosure document which details the nature of our relationship with the client, identifies the services we offer, discloses all of the costs to operate an account and describes the types of risks that a client should consider when making an investment decision.

This document informs you of the privacy policies of LDIC and the ways we ensure the protection of your privacy and the confidentiality of your personal information. This policy applies to LDIC’s individual clients, including persons who carry on business alone or in partnership with other individuals.

A correspondent broker will be responsible for holding your account’s assets at an acceptable custodian. This arrangement serves to lessen the possibility of misappropriation by separating the portfolio management role from the custody role.